Pilot brief · October 6, 2026

Pilot brief

Working brand for the EZRIDERDEMO revival; name/domain clearance pending.

Problem

Many buyers never ride before they decide. For dealers, test rides mean manual screening, bike prep, liability questions and paperwork.

Solution

CoveredRider gives every test ride a set time, a clear price and a fixed sequence of checks — screening, mechanic inspection, agreements, payment and coverage — before the keys are handed over, with a full record afterward.

The Riders Perspective

Reaches riders and offers CoveredRider as a rider benefit

PSX Ascend AI

Proposed dealer channel; no agreement in place

CoveredRider

Independent operator of the test-ride workflow and records

Proposed pilot · for discussion

Proposed for discussion: a pilot with 3–5 trained, eligible stores, running up to 60 days or 100 completed test rides in total, whichever comes first. Review the results before expanding toward the target of 40 active dealers by month 6 at 20 test rides per store per month.

Economics

Planning assumptions, not forecasts.

Per 30-min ride

$15.00

Rider $7.50 + dealer $7.50

After assumed insurance

$4.95

33% · not net profit

Ramp year 1

$108,000

7,200 rides · after ins $35,640

Cost stress test, month 6

-$1,168

after variable $332 · illustrative

Open editable model

Insurance structure under review

An underwriter suggested pairing the rider's own auto insurance for liability with a physical-damage policy for the demo motorcycle. This is under review, not adopted.

  • Ask the carrier to confirm, per rider, whether that rider's policy applies to this exact non-owned motorcycle test ride.
  • Do not assume an auto policy covers motorcycles, or that a waiver replaces liability coverage.
  • Get written terms for: primary vs. excess liability; dealer and operator residual exposure; physical-damage limits, deductibles and theft; how coverage is verified; claims handling; and the fallback for riders whose policy doesn't qualify.

No savings or coverage are quoted. The economics keep the $0.335/min insurance planning assumption and the $0.50/min price ($0.25 rider + $0.25 dealer).

Before any live ride

  • Defined geography and bike classes (pending carrier)
  • Named staff and mechanic at each pilot store
  • Operating hours and support coverage
  • Carrier / provider terms in writing
  • Legal: consent, privacy, payment and IP terms
  • Full rehearsal with sign-off
  • Stop rule: halt on unclear coverage, screening, or an incident lockout

Pilot metrics

  • Completion rate
  • Drop-off by step
  • Staff minutes per ride
  • All variable costs per ride
  • Contribution per ride
  • Follow-up completed

No conversion rates are assumed; the pilot measures them.

Product status

Rider request flowWorking
Dealer desk & release checksWorking
Ride record & exportsWorking
Economics modelWorking
MVR / screeningExample only
Payment approvalExample only
Coverage authorizationExample only
PSX workspace moduleExample only
Insurance carrierNot connected
Live payments / personal dataNot connected

Earlier private prototype (Oct 5)

Founder's internal prototype

This demonstration (Oct 6)

Working rider, dealer, PSX and economics flows with example data

Future production

Not built yet: live screening, payments, carrier, PSX connection, accounts